A few days before the closing date, the buyer should get the Clear to Close from his or her mortgage lender. This means the buyer’s mortgage has been approved and the title company can schedule the closing. In your contract, underneath the mortgage election box, it will give you the date the buyer is to have the mortgage commitment by. Keep in mind that the mortgage commitment and the clear to close (C2C) are not the same thing necessarily.
Once a closing date, time and location have been scheduled,the buyer’s Realtor will schedule the final walk through of the property. This usually takes place the day before or day of closing and is a chance to make sure the property is still in the same condition it was during the inspection and that we have fixed any agreed upon repairs. In addition, in PA all attached items such as shelving, light fixtures, curtain rods, etc. are required to stay and transfer with the property so the buyer checks that those items are still there as well. Once the closing has been scheduled, you should reach out to your Realtor and arrange a time to pre-sign the documents.
Questions? Call 717.963.0016 or homesalesinyourarea@gmail.com.